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PRIVATE CREDIT ADVISORY

Financing Strategy Before Lender Outreach

Jannu Capital helps lower-middle-market and middle-market companies assess financing readiness, evaluate capital-structure alternatives, prepare for lender review, select relevant capital providers, and manage a targeted financing process.

THE ADVISORY ROLE

Better Lender Engagement Begins With Better Preparation

Private credit offers companies a wide range of structures and capital providers. That breadth creates choice, but it also creates complexity.

A financing process should not begin with a broad lender list. It should begin with a clear understanding of the company's financing objective, credit profile, available information, structural alternatives, and execution priorities.

Jannu brings discipline to those decisions before the company enters the market.

OUR WORK

A Structured Advisory Process

01

Assess

We evaluate the financing requirement, historical and projected performance, existing obligations, collateral, ownership, information readiness, and transaction timing.

02

Structure

We assess financing alternatives against cash flow, leverage, collateral support, use of proceeds, flexibility requirements, and the company's strategic objectives.

03

Select

We identify a focused group of capital providers based on mandate fit, current appetite, relevant experience, structural capability, and execution discipline.

04

Execute

We prepare the opportunity, coordinate lender engagement, support management discussions, organize information flow, compare commercial proposals, and help maintain momentum through diligence and funding.

FINANCING ASSESSMENT

The Factors That Shape a Credible Financing Strategy

The appropriate financing path depends on more than transaction size. Jannu evaluates the factors that influence structure, lender appetite, execution risk, and long-term alignment.

Financing amount and use of proceeds
Historical and projected cash flow
Existing debt and leverage
Collateral and asset coverage
Ownership and sponsor profile
Industry and operating risks
Customer, supplier, or revenue concentration
Transaction timing and execution requirements
Reporting and diligence readiness
Management's long-term financing objectives

LENDER FIT

Fit Matters More Than Volume

Jannu does not measure the quality of a process by the number of lenders contacted.

Capital providers are selected based on the financing structure, company profile, current mandate, relevant experience, decision process, execution capability, and potential long-term alignment.

The objective is a focused process in which each lender has a reason to engage.

Analysis first. Relevant outreach second.

CLIENT DELIVERABLES

What Jannu Brings to the Process

Financing Assessment

A structured view of the financing request, credit profile, readiness, and principal execution considerations.

Capital-Structure Perspective

An assessment of financing alternatives that may be appropriate for the company's circumstances and objectives.

Transaction Preparation

A clear financing narrative and organized preliminary information designed for lender review.

Lender-Fit Analysis

A focused selection of capital providers based on mandate, capability, appetite, and relevance.

Process Coordination

Centralized communication, information management, commercial proposal comparison, and execution support through diligence and funding.

Independent Advice. Independent Credit Decisions.

Jannu Capital does not make loans, commit capital, approve credit, provide legal or tax advice, or guarantee financing.

Prospective lenders independently determine whether to engage, conduct underwriting and diligence, propose terms, negotiate documentation, and approve or decline a transaction.

Jannu's role is to improve preparation, lender alignment, communication, and process discipline.

PRIVATE CREDIT READINESS CHECK

How prepared are you for a private credit financing process?

Answer a short series of questions to understand what you already have in place, what may require additional preparation, and where Jannu Capital can assist as you prepare for a lender process.

No confidential financial information required.

This readiness check is for informational purposes only. It is not a loan application, credit decision, or financing commitment, and it does not assess creditworthiness or determine eligibility for financing.

Example — not your result. Below is a sample of what a completed assessment looks like.

What You Already Have in Place

Defined financing requirement, current historical financial information, existing debt well documented.

What May Still Need Attention

Assessing debt capacity, organizing lender diligence materials, clarifying forward-looking financial information.

How Jannu Capital Can Help

Identifying likely lender information requirements, assessing financing capacity, and evaluating structures and lenders suited to your opportunity.

CAPITAL INSIGHTS

Further Private Credit Guidance

Continue exploring Jannu Capital’s guidance on lender selection, market conditions, financing structures, and private-credit processes.

Private Credit Guide

Why Companies Choose Private Credit: Speed, Flexibility, Certainty, and Resilience

Learn why companies may choose private credit for faster execution, greater closing certainty, structural flexibility, and financing designed around business needs.

Private Credit Guide

How to Find the Right Private Credit Partner

Learn how companies evaluate private credit lenders based on financing size, industry, credit profile, collateral, ownership, structure, timing, and current lender appetite.

Evaluate Your Financing Opportunity

Provide a preliminary overview of your company and financing objective. Jannu Capital will assess whether the opportunity appears suitable for an initial discussion and identify the information required for the next stage.