FLEXIBLE FINANCING
Financing Structures Tailored to Your Company
Every organization is unique. Your financing solution should be too.
Financing from Private Credit Lenders
Private credit is now the cornerstone of commercial finance, offering businesses direct access to flexible capital beyond the traditional banking channels.
Private credit lenders structure financing to match each business's unique characteristics, rather than imposing a standardized credit framework. Facilities are designed to reflect cash flow, asset base, growth trajectory, industry dynamics, and broader objectives.
Private Credit Commercial Finance
Asset-Based Lending (ABL)
Asset-Based Lending offers flexible financing secured by a company's assets, such as accounts receivable, inventory, and equipment. Borrowing capacity is determined by the value of these assets, allowing the facility to grow with the business. ABL is effective for companies seeking working capital, refinancing, acquisitions, or support during periods of change.
Equipment Finance
Equipment finance allows businesses to acquire, refinance, or access capital from machinery, vehicles, technology, and other essential assets. Financing can be structured as loans, leases, sale-leasebacks, or other asset-backed arrangements. These solutions help preserve liquidity and align repayment with the assets’ useful life and cash flow.
Trade & Inventory Finance
Trade and inventory finance provides capital to support the purchase, movement, and storage of goods throughout the operating cycle. Facilities may finance purchase orders, imports, goods in transit, finished inventory, or other trade-related assets. These solutions help bridge the gap between supplier payments and customer receipts, supporting increased purchasing and growth.
Commercial Real Estate Finance
Commercial real estate financing provides debt capital for acquiring, refinancing, developing, repositioning, or recapitalizing income-producing or owner-occupied properties. Structures may include senior mortgages, bridge loans, construction financing, and other property-secured facilities. Solutions are tailored to property value, cash flow, sponsorship, business plan, and intended use of proceeds.
Acquisition Finance
Acquisition finance provides capital for purchasing businesses, divisions, or strategic assets. Financing may include senior debt, asset-based facilities, cash-flow loans, subordinated capital, or a combination of sources. These solutions support acquisitions, management buyouts, sponsor-backed transactions, and other change-of-control opportunities.
Revolving Credit / Working Capital Finance
Revolving credit facilities offer flexible access to capital for ongoing working capital and short-term liquidity needs. Borrowers can draw, repay, and redraw funds within agreed limits and terms. These facilities support payroll, inventory purchases, seasonal needs, growth initiatives, and operating cycle fluctuations.
Term Loans
Term loans provide a set amount of capital repaid over a defined period with a structured schedule. Facilities may be secured or unsecured, with fixed or floating rates, amortization, and tailored maturities. Businesses use term loans to refinance debt, fund capital expenditures, support expansion, complete acquisitions, or finance strategic initiatives.
Bridge Loans
Bridge loans offer short-term financing to meet immediate capital needs while a borrower pursues longer-term solutions, asset sales, refinancing, or other liquidity events. These facilities are structured for speed and flexibility, accommodating situations outside traditional lending parameters. Bridge financing can support acquisitions, refinancing, recapitalizations, transitional real estate, or time-sensitive opportunities.
Specialty Finance
Specialty finance offers customized lending solutions for businesses, assets, or situations outside conventional bank criteria. Transactions may involve complex collateral, non-traditional cash flows, special situations, growth capital, or restructurings. Jannu Capital identifies financing structures and providers tailored to each transaction’s specific needs and objectives.
Principal Amount
$2.5M to $50M+
Underwriting Profile
Cash-flow, asset-based, real estate & special situations
Company Size
Lower-middle and middle-market
Company Ownership
Privately-owned and sponsor-backed
Geography
United States and Canada
Evaluate Your Financing Opportunity
Provide a preliminary overview of your company and financing objective. Jannu Capital will assess whether the opportunity appears suitable for an initial discussion and identify the information required for the next stage.