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Term loans provide a defined amount of capital that is repaid over an agreed period. Facilities may be secured by business assets or supported primarily by cash flow and can incorporate fixed or floating interest rates, scheduled amortization, and maturities tailored to the financing objective.

Businesses commonly use term loans for refinancing, capital expenditures, expansion, acquisitions, recapitalizations, and other strategic initiatives.

Revolving credit facilities provide businesses with flexible access to capital for ongoing working capital and liquidity needs. Borrowers can generally draw, repay, and redraw funds within an established commitment, subject to the terms of the facility.

Revolvers can support payroll, inventory purchases, seasonal requirements, customer payment cycles, expansion, and other short-term operating needs.

Revenue-based investing provides growth capital in exchange for a percentage of future revenue, rather than fixed principal and interest payments or an equity stake.

Repayment scales with the business's performance, making it a flexible option for companies with recurring or predictable revenue that want to avoid dilution.

A delayed-draw term loan facility provides a pre-approved amount of capital that a company can draw down over time, as needed, rather than receiving the full amount upfront.

This structure suits companies with defined future capital needs — such as an acquisition pipeline or capital expenditure plan — that want committed capital without paying for funds until they're actually used.

Asset-Based Lending provides financing supported by a company's assets, typically accounts receivable, inventory, equipment, or a combination of collateral. Borrowing availability is generally determined by the value and eligibility of the underlying assets, allowing the facility to expand or contract with the business.

ABL can be an effective solution for working capital, refinancing, acquisitions, growth, recapitalizations, and businesses undergoing periods of transition.

Trade and inventory finance provides capital to support the purchase, movement, and storage of goods throughout a company's operating cycle.

Facilities may support supplier payments, imports, goods in transit, finished inventory, purchase commitments, and other trade-related working capital requirements. These structures can help businesses bridge the timing difference between paying suppliers and receiving payment from customers while supporting increased purchasing and growth.

Accounts receivable financing allows businesses to access capital based on amounts owed by their customers. Depending on the structure, receivables may support a borrowing facility or may be purchased through a factoring arrangement.

These solutions can accelerate access to cash, reduce the funding gap between invoicing and collection, and provide additional liquidity to support growth, payroll, purchasing, and day-to-day operations.

Purchase order and production finance provides capital to fund the cost of fulfilling a confirmed customer order, covering materials, production, or supplier payments before the sale is completed.

This structure is common for companies with strong order volume but limited working capital to finance production ahead of payment.

Equipment finance helps businesses acquire essential machinery, vehicles, technology, and other operating assets or access liquidity tied up in equipment they already own.

Financing may be structured through equipment loans, leases, refinancing, or sale-leaseback arrangements. These structures can help preserve working capital while aligning financing obligations with the useful life and cash-generating capacity of the underlying assets.

Venture and growth debt provides non-dilutive capital to high-growth companies, often alongside or following an equity raise, to extend runway or fund growth initiatives without giving up additional ownership.

Structures are typically tailored to a company's growth stage, cash burn, and existing capital structure rather than traditional cash-flow or asset-based underwriting.

IP and patent lending provides financing secured by a company's intellectual property — patents, trademarks, or other proprietary assets — rather than traditional collateral.

This structure suits companies whose primary value lies in their intellectual property, such as technology, life sciences, or other IP-intensive businesses.

Lender financing provides credit facilities to non-bank lenders and specialty finance companies, funding their own lending or origination activities.

These facilities — often structured as warehouse lines or leverage facilities — help lending platforms scale their origination capacity.

Storied credit addresses financing needs for companies with complex or non-standard situations — such as a turnaround, unusual capital structure, or an atypical financial history — that don't fit conventional underwriting criteria.

Jannu Capital helps identify lenders comfortable evaluating these situations on their specific merits, rather than applying a standardized framework.

Commercial real estate financing provides debt capital for the acquisition, refinancing, development, improvement, or recapitalization of owner-occupied and income-producing properties.

Structures may include conventional mortgages, bridge loans, construction financing, and other property-secured credit facilities. Financing terms are generally influenced by property value, cash flow, sponsorship, business plan, collateral characteristics, and the intended use of proceeds.

Acquisition finance provides debt capital to support the purchase of a business, division, or strategic operating assets.

Depending on the borrower, target company, collateral, and transaction structure, financing may include senior term debt, revolving credit, asset-based facilities, equipment financing, or a combination of commercial credit facilities. Acquisition financing can support strategic acquisitions, management buyouts, and sponsor-backed transactions where the financing is structured as commercial debt.

Bridge financing provides short-term capital when a business requires funding ahead of a longer-term financing solution, refinancing, asset sale, stabilization event, or other expected source of repayment.

Bridge facilities can provide greater flexibility around timing and transaction complexity and may be used for acquisitions, refinancing, recapitalizations, transitional real estate, capital expenditures, or other time-sensitive financing requirements.