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DEBT CAPITAL PROVIDERS

Different Lenders, Different Strengths

Debt capital comes from very different types of providers, each with its own underwriting approach, risk appetite, and structural flexibility. A bank, a private credit fund, and a family office can all finance the same company, but on materially different terms. Understanding where each is strongest helps determine which providers to approach for a given transaction.

PRIVATE CREDIT & BDC

Why Private Credit and BDCs?

Move from opportunity to closing in weeks, not months.

Fast ExecutionIncreased Closing CertaintyHigher Risk ToleranceStructural Flexibility & Fewer Covenants
COMMERCIAL BANKS

Why Commercial Banks?

Cost of CapitalRevolvers / Working CapitalCompetitive in Lower-Risk SegmentsCombination with Treasury
FAMILY OFFICES

Why Family Offices?

Patient CapitalNon-Standard Situations & Bespoke StructuresLong-Term Focus & RelationshipsLess Standardized Underwriting
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