Flexible Credit Solutions
Loans tailored to your operations, cash flow, and business objectives.
Commercial Finance from Private Credit Lenders
Private credit is now a cornerstone of commercial finance, offering businesses direct access to flexible capital beyond traditional banking channels.
Private credit lenders structure financing to match each business’s unique characteristics, rather than imposing a standardized credit framework. Facilities are designed to reflect cash flow, asset base, growth trajectory, industry dynamics, and broader objectives.
Senior Secured Term Loans
Cash-flow-based loans secured by most business assets, supporting acquisitions, refinancings, recapitalizations, and growth. Delayed-draw tranches offer committed capital for future needs. Best suited for established businesses with predictable earnings.
Unitranche Financing
A single facility that combines senior and junior capital at one blended rate, often including a revolver and delayed-draw component. One lender and one set of documents, with a modest premium for speed and simplicity.
Revolving Credit Facilities
Flexible working-capital lines that can be drawn, repaid, and redrawn, with availability tied to cash flow or a borrowing base. Ideal for managing seasonality and bridging the gap between paying suppliers and collecting receivables.
Asset-Based Lending
Revolving or term facilities sized against receivables, inventory, and equipment. Well suited for asset-rich businesses with variable cash flows or where cash-flow underwriting alone is insufficient.
Equipment Financing
Loans, leases, and sale-leasebacks secured by machinery, vehicles, and technology. Acquire or upgrade essential assets while preserving working capital, or unlock capital tied up in existing equipment.
Second-Lien and Mezzanine Financing
Junior capital behind a senior lender: second lien is secured with a junior claim, while mezzanine is typically unsecured, often PIK, sometimes with warrants. Extends leverage beyond senior capacity without surrendering equity control.
Venture and Growth Debt
Credit for venture-backed, high-growth companies with recurring revenue but limited profitability or hard assets. Underwriting considers growth trajectory, investor support, and enterprise value, extending runway with minimal dilution.
Special Situations & Rescue Capital
Bespoke financing for companies facing transition, stress, or complexity, including bridge loans, rescue financings, and recapitalizations tailored to the situation. Provides speed and certainty of execution when conventional capital is unavailable.
How Jannu Capital Works
Initial Review
We review the company, financing objective, timing, and preliminary transaction profile.
Lender Identification
We identify private credit lenders whose stated criteria may align with the opportunity.
Introductions
We confirm preliminary lender interest and coordinate direct discussions with selected lenders.
Direct Engagement
The company and lender proceed directly through underwriting, proposed terms, diligence, documentation, and closing, with their respective advisers as appropriate.
Transaction Size
$2M – $200M+
Company Ownership
Privately held / Sponsor-backed
Industry
Agnostic
Geography
United States / Canada
EBITDA
$1M – $100M+
Revenue
$5M – $500M+
Tenor
3 Months – 7+ Years
Ready to discuss your financing needs?
Let's connect you with the right private credit partner.